Warning to CGHS Card Holders! Updated rules prevent government employees and retirees from benefiting from social benefits… – Money News

Update for CGHS Cardholders: The Modi government has recently extended Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) benefits to senior citizens aged 70 years and above. The government has also rolled out the flagship scheme as an additional option to beneficiaries of the Central Government Health Scheme (CGHS) and Ex-Servicemen Contributory Health Scheme (ECHS).

Can CGHS cardholders apply for Ayushman Bharat PM-JAY benefits?

Yes, CGHS cardholders can apply for Ayushman Bharat PM-JAY benefits. But the rules do not apply to beneficiaries of any other government. health scheme cannot fall under AB PM-JAY.

In the latest announcement regarding PM-JAY, senior citizens currently availing other public services health insurance Schemes like CGHS and ECHS will have to choose between existing benefits or the new AB PM-JAY. However, senior citizens with private health insurance or those covered by the Employees’ State Insurance Scheme (ESIS) will be eligible for EU PM-JAY benefits.

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No backwards allowed: Switching from CGHS to AB PM-JAY is a one-time decision for retired employees above 70 years of age

Retired government employees above 70 years of age who have opted for the AB PM-JAY scheme and surrendered their existing CGHS card or government health insurance will not be allowed to return. This decision is a one-time, irreversible option.

Eligibility and coverage under Ayushman Bharat PMJAY for senior citizens

All senior citizens aged 70 years and above, irrespective of their economic status, will be eligible for free medical treatment up to Rs 5 lakh under the Ayushman Bharat PMJAY scheme. This initiative aims to provide universal health coverage to around 6 crore senior citizens from around 4.5 crore families. India. The only eligibility criterion is age as recorded in the individual’s Aadhaar card; This makes it a simple process for senior citizens to benefit from this program.

Aadhaar is mandatory for registration

Aadhaar-based e-KYC is mandatory for registration and issuance of Ayushman cards to eligible senior citizens. Aadhaar is the only document required for the process and provides ease of access to the scheme. Where only the year of birth is mentioned in Aadhaar, January 1 of the year following the individual’s year of birth recorded as the individual’s date of birth will be considered for eligibility.