All aid checks coming in Canada in 2025

With more government checks coming this holiday season, eligible Canadians can look forward to support that extends well beyond the new year. Here are the payments planned for 2025:

Canada Pension Plan and Old Age Security

Canada’s retirement benefits system includes the Canada Pension Plan as well as the Old Age Security pension, guaranteed income supplement, allowance and survivor’s allowance.

CPP: Residents over the age of 65 are eligible to receive a maximum monthly payment of $1,306.57.
OAS Pension: Individuals ages 65-74 with annual income below $142,609 can receive up to $707.68 per month in benefits. People 75 and older with incomes below $148,179 will be able to receive up to $778.45 in monthly benefits.

Canada Pension Plan and Old Age Security payments are sent monthly. Here are the payment dates for 2025:

29 January
26 February
March 27
28 April
May 28
26 June
29 July
27 August
25 September
29 October
26 November

Child Tax Credit

The Canada Revenue Agency (CRA) oversees the tax-free monthly Child Tax Credit benefit designed for eligible families supporting children under 18. CCB may include child disability assistance with relevant provincial and territorial programs.

Child Tax Credit dates:

January 20
February 20
March 20
17 April
May 20
20 June
18 July
20 August
19 September
20 October
20 November
12 December

Ontario Child Benefit offers up to $1,607 per child per year, depending on the individual’s family net income and the number of children under 18 in their care.

Ontario Trillium Advantage

Distributed monthly, the Ontario Trillium Benefit includes the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit and the Ontario Sales Tax Credit. Payment dates are as follows:

January 10
10 February
March 10
10 April
May 9
10 June
10 July
8 August
10 September
10 October
10 November
10 December

Canada Carbon Rate

The Canada Carbon Rebate, formerly called the Climate Action Incentive Payment, is a federal initiative designed to help Canadians manage the financial impact of carbon pricing. The program provides funds to residents of provinces with a federal carbon tax, including Ontario, Alberta, Manitoba and Saskatchewan. Most households get back more than they pay in carbon taxes; Additional supplements are also available for those living in rural areas.

January 15
15 April
15 July
15 October

In Ontario, annual payments for a family of four can be up to $976.

GST/HST refund

Quarterly payment dates for GST and HST refunds are as follows:

January 3
4 April
4th of July
October 3

Single individuals can receive an annual benefit of $496.

Those who are married or have a common-law partner are eligible to receive $650.

Parents with children under 19 will be able to receive $171 per child.

Veteran disability pension

A veteran’s disability annuity is a tax-free monthly payment that supports veterans and service members with service-connected injuries or illnesses. Payment dates are as follows:

30 January
28 February
March 27
29 April
May 30
27 June
30 July
29 August
26 September
30 October
28 November
December 23

Eligibility includes members of the Canadian Armed Forces, members of the RCMP and veterans of the Second World War or the Korean War, including those who served in the Second World War. Recipients can choose Pain and Suffering Compensation (monthly or lump sum payment for life) or Disability Pension, which provides additional support to dependents.

Enhanced Canada Worker Benefit

The Canada Worker Benefit (ACWB) is a refundable tax credit towards assistance. low-income working individuals and families. This benefit consists of the basic amount and the disability supplement. These are the payment dates:

The maximum base amount for the benefit is $1,428 for single individuals and $2,461 for families, according to the CRA’s website. Single individuals with adjusted net income exceeding $33,015 are not eligible for the base amount, while adjusted net income for families is $43,212.

Disability supplemental assistance offers a maximum of $737 for singles and families. Ineligibility applies to individuals if their net income exceeds $37,932, and for families, this is a household income between $48,124 and $53,037, depending on spouse eligibility.

Tax aid to citizens

Low-income seniors (ages 65+) or disabled individuals who own a home and have lived in that home for at least one year can apply for an annual property tax deduction if they meet certain criteria.

To qualify, each property owner must receive assistance under the Guaranteed Income Support (GIS) Program or the Ontario Disability Support Program (ODSP).

Alternatively, the owner’s spouse who receives GIS or ODSP benefits is also eligible.

Some examples include:

If a married couple owns the property, either of them must obtain GIS or ODSP.
If a married couple owns property with a sibling, the sibling and either spouse must obtain GIS or ODSP.
If the property has two siblings, both must obtain GIS or ODSP.

Being eligible for a tax refund automatically qualifies you for the Storm Water Charge Subsidy.

Single-family homes receive subsidies through the Peel Region water bill, while condos receive checks in the mail from the City of Mississauga.

Applications must be submitted by December 31 of the current tax year, but the application can be submitted at any point during the year if all required documentation is available.

If you’ve missed some payments, here’s how to get them

Residents applying for any of these benefits can check the status of their payments online in “My Account” if they have created an account on the CRA website.

The Canadian government emphasizes that these checks will never expire.

The CRA cannot void the original check and reissue a new one unless requested by the account holder. This process involves verification, potentially requiring the completion of forms and the issuance of a new check if deemed necessary.

If you haven’t received a payment or missed part of it, the CRA recommends waiting ten days from the payment date before reaching out to you. Those who do not have a CRA account or who do not have email notifications set up can check for uncashed checks or missed payments by calling 1-800-959-8281.

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